Enabling Easy Credit for Incredible India

  • Unsecured Business Loan
  • Secured Business Loan
  • Daily Repayment Business Loan
Call Us Today:

0731-4948005

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Lead

Enabling Easy Credit for Incredible India

  • Unsecured Business Loan
  • Secured Business Loan
  • Daily Repayment Business Loan
Call Us Today:

0731-4948005

Why Plutus?

Most Flexible Repayment Options

(Daily, Weekly and Monthly)

Super Fast Loan Processing

in 3 Working Days

No Collateral

for Loans up to 5 Lacs

Minimum Documentation

and hassle free process

Empowering Women

Special offer for women entrepreneurs

Cash Flow based lending

Lend money when required

Loan Application Process

You can apply for an Unsecured Business Loan at Plutus Fintech using online and Offline options.

➤ To Apply Online Click Here

➤ To Apply Offline Contact our Sales Department at 0731-4948005

After submitting your application, you will get a call from one of our sales agents in the next 24hrs who will guide your through the Complete Documentation process.

In the next 24-48 hrs, we will check your credit eligibility and provide you with the best possible Loan Offer.​

Once we have received your signed Loan agreement you will receive the funds in the next 24 hours. You can sign the Loan Agreement either Online or Offline as per your convenience.​

Our Products

Unsecured Business Loans

An Unsecured Loan for your business is a great finance option for small businesses that don’t own many assets and needs business funding quickly. As the name suggests you DON’T have to provide any collateral for the loan and the process is quick and easy. We can disburse Unsecured Business Loans in as fast as 3 working days.
Loan Terms
Loan Amount: 50,000 INR - 5 Lacs INR
Tenure: 1 Year - 3 Years
Eligibility Criteria:

Business Vintage: 3 Years
Annual Turnover: Minimum 15 Lacs

Benefits
  • No Assets or Collateral required
  • Less Documentation
  • Simple loan process
  • Fast Disbursal

Secured Business Loan​

For a Business that have access to assets that can work as security for a loan, a Secured Business Loan is a better and more practical alternative to Unsecured loans. This allows business to get access to a higher loan amount, longer tenure and lower rate of interests as compared to Unsecured Business Loans.
Loan Terms
Loan Amount: 50,000 INR - 10 Lacs INR
Tenure: 1 Year - 5 Years
Eligibility Criteria:

Business Vintage: 3 Years
Annual Turnover: Minimum 15 Lacs

Benefits
  • Attractive Interest Rates
  • Longer Tenure
  • Bigger Loan Amount
  • Lenient Credit Assessment

Daily Repayment Business Loan​

Also known as Equated Daily Installment Loan (EDI) are specially designed for small business owners who DO NOT want to face the pressure of paying huge monthly installments. Here, the borrower can repay the loan in the form of small daily installments that comes with the ease of doorstep collection or automated ECS. Weekly and Bi-Weeky.
Loan Terms
Loan Amount: 50,000 INR - 5 Lacs INR
Tenure: 1 Year - 3 Years
Eligibility Criteria:

Business Vintage: 3 Years
Annual Turnover: Minimum 10 Lacs

Benefits
  • No Assets or Collateral required
  • Less Documentation
  • Fast Disbursal
  • Easy and Flexible Loan Repayment
Apply Now

What our Customers have to say About Us?

Plutus Fintech provided me with one of the Fastest Loan Approval and Disbursed within 2 days. They also converted my loan into a Daily Repayment Loan which made it very easy for me to repay the Loan without any hassle of paying a Monthly EMI.
Girish Rajani​
Ritt Communication and Ever Fresh
★★★★★ 5/5
Easy process and disbursed my loan in my bank account in minimum time. The Loan has helped me to expand my business and earn more profit. I also benefited from being a Female Entrepreneur and would Recommend them to other Business Owners.
Neelima Tomar
Ullash Sahi
★★★★★ 5/5
The Process of taking a Business Loan from Plutus Fintech was very fast and easy. They provide very good service, and their sales executives are very helpful. For me, the Loan was very helpful in purchasing stock for the Festive Season.
Shailesh Mishra
Sai Associates
★★★★★ 5/5

What our Customers have to say About Us?

Girish Rajani​

Ritt Communication and Ever Fresh

Plutus Fintech provided me with one of the Fastest Loan Approval and Disbursed within 2 days. They also converted my loan into a Daily Repayment Loan which made it very easy for me to repay the Loan without any hassle of paying a Monthly EMI.

★★★★★ 5/5
Neelima Tomar

Ullash Sahi

Easy process and disbursed my loan in my bank account in minimum time. The
Loan has helped me to expand my business and earn more profit. I also
benefited from being a Female Entrepreneur and would Recommend them to
other Business Owners.

★★★★★ 5/5
Shailesh Mishra

Sai Associates

The Process of taking a Business Loan from Plutus Fintech was very fast and
easy. They provide very good service, and their sales executives are very
helpful. For me, the Loan was very helpful in purchasing stock for the Festive Season.

★★★★★ 5/5

FAQ's

Plutus Fintech Pvt. Ltd. is a Private Limited Company registered under the Companies Act of 2013. It is a financial startup based out of Indore that is built with the dream of helping the largely underserved MSME Business Owners of India access affordable credit when they need it the most. We work in conjunction with NBFCs and other Financial Institutions to facilitate Unsecured and Secured Business Loans raging from 50,000 INR to 10 Lacks INR at competitive Rate of interest.
We specialize in providing customizable Loan Repayments options to suit the needs of every Business. We take great pride and effort to go the extra mile to ensure end-to-end customer satisfaction.

When you apply for a Business Loan with Plutus Fintech, you gain the following advantages.

  • Flexible Loan Repayment Terms. Option to repay your loan on a Monthly, Bi- weekly, Weekly or Daily biases.
  • End-to-End Customer Service and Handholding till your loan is approved.
  • Competitive Interest rates
  •  No Hidden Charges
  • Super-Fast Loan Disbursal in 3 Working Days*
  • No Collateral Needed for Loans up to 5 Lacs INR
  • Cash Flow based Credit Evaluation to ensure you get the best Loan Offer
  •  Less Documentation
  • Having a GST registration or ITR registration is NOT necessary**
  • Having a Co – applicant is NOT necessary**
  • Receive professional advice on which Loan product is best suited for your
    Business based on your Financial Health Evaluation
    * 3 Working Days are calculated from the day of receiving your complete Loan Application along with all the required documents. Not applicable for Secured
    Business Loans.

**Will be determined on a case-to-case biases

We offer 3 different types of Business Loans – Unsecured Business Loans, Secured Business Loans and Daily Repayment Business Loans.

To know more about these products, Click Here

The process to apply for a Business Loan with Plutus Fintech is very simple and easy.

You can either Apply Online by filling out a simple form. Click Here to Apply Online.

Or Contact our Sales Executive on 0731- 4948005

Once we receive your application, one of our sales representatives will get in touch with you and guide you through the whole process till your loan is approved.

If your Loan Amount requirement is below 5 Lacs INR and you do not want to provide any collateral as security then our Unsecured Business Loans are best for you.

If your Loan Amount requirement is between 5 Lacs INR – 10 Lacs INR, our Secured Business Loan is the best option for you as it guarantees Higher Loan Amount, Lesser Interest Rates and Longer Tenure.

If you Loan Amount requirement is below 5 Lacs, you do not want to provide any collateral as security and you do not want to face the pressure of paying Monthly EMIs, then our Daily Repayment Business Loan is the best option for you. You can also change this to Weekly or Bi-Weekly Repayment as per your requirement.

For any type of Unsecured Business Loan you will need the following documents.

  • Proof of Business Registration/ Business License
  • PAN Card
  • Aadhar Card
  • Bank Statements for the last 12 months
  •  Electricity bill of business premise
  • Last Year’s GST and ITR Filings (Not Compulsory)

Depending on case to case, the customer might be asked for some additional documents.

P.S Not Applicable for Secured Business Loans.

At Plutus Fintech, we understand the importance of receiving funds at the right time.

Thus, at Plutus Fintech you can get your Loan approved in as fast as 3 working days.

The 3 Working Days are calculated from the day of receiving your complete Loan

Application along with all the required documents. Not applicable for Secured Business Loans.

Anyone who fits the following criteria can apply for Business loan at Plutus Fintech

  • Should be Aged between 25 to 60 Years
  •  Should have a Registered Business / Business License
  •  Should have a Business Vintage of Minimum 3 years
  • Should be established in the same Business Premise for Minimum 2 years
  •  Should have a Minimum Annual Turnover of 10 Lacs INR or Above
  • CIBIL Score should be above 650

Time to Step Up with PLUTUS FINTECH

Our Products

  • Unsecured Business Loans
  • Secured Business Loan
  • Daily Repayment Business Loans
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